Federation of Indian Chambers of Commerce (Phil) Inc.: Sun Dollar Maximizer Seize the Upside of Global Investments!

Greetings to all the members of the Federation of Indian Chambers of Commerce (Phil.) Inc.!

First, we would like to thank all of you for attending the first executive learning session of FICCI entitled "Estate Planning" learning the pitfalls of inheritance. I hope that you have learned a lot from Atty. Cabrera's message and I also hope that we made the first step in helping you plan for your financial future. Truly "knowledge is power" but with that "power also comes great responsibility" in protecting our family and our businesses from the uncertainties of life and the unforeseen future. But, now that we have the knowledge, we can have that peace of mind knowing that our families and businesses will be taken cared of if we take action today to secure their future. Life Insurance gives your loved ones a "Known Sum at an Unknown time", a safety net to any unforeseen events in life.

For those who have not been able to attend the seminar, we, as financial advisors can still help you and give you a working knowledge on how to plan for this since the area of Estate Planning is also our expertise. The great thing about this is that, it is personalized and custom-fit according to what you need. If you are interested to know more, we may be reached at the contact numbers below.

I have also attached a brochure on the Sun Dollar Maximizer that Mr. Naresh Krishnan discussed with you during the seminar. If you are interested on investing in this product. Please let us know the soonest since offering of this product will be until November 22, 2011 only.

It's a dollar investment where target market is for people who have dollar time deposits but want more growth compared to that which is given by banks. Focus is on dollar to dollar. Investment is not intended for peso to dollar.

First, it addresses an investor's "fear of uncertainty" with the way the market is performing because it gives the investor 100% capital preservation. Minimum investment is USD8,000 with a 7-year holding period.

Second, it addresses an investor's need to make his money grow more than what the banks offer because of its "best of profile, look-back" feature where gains will be based on the asset portfolio with the best average quarterly performance for the last 28 quarters. IRR=4.7% per year based on a back test that they have done from 2003-2010. Compared to interest rates of 0.25% that the big banks give. (See attachment)

Third, the investment gives an added financial security because it gives the person insured at least 125% of the single payment for the entire duration of the policy (7 years protection), upon death of the insured and can be used as a tax shield if beneficiaries are irrevocable.

Fourth, it's a guaranteed insurability offer which means there's guaranteed approval of the application up to a certain amount depending on age.

The thing is, product will only be available until November 22, 2011 because it is a structured note product. To date, we've already sold USD1.5M worth of investment because it's a "no decision, no risk product". Please see attachments for more information.

If you want more information on how to go about your estate plan, we can offer several solutions and options for you. Just contact us for an appointment and we will be there to help. Looking forward to be of service to you!

Truly yours,